Whether you’re a first-time car buyer or a veteran of the car-buying process, it’s essential to know your options when it comes to paying for your vehicle. You can pay cash, finance, or lease your vehicle, all of which have unique advantages and disadvantages. Since most people don’t have large sums of money sitting in […]
Category: Financing
Auto Loans 101: Understanding Key Terminology
When you’re shopping for a car, it’s easy to get really focused on the fun parts of it: looking at different vehicles, going for test drives, and picturing yourself enjoying a vehicle for many years to come. All of that stuff is great and important, but just as important is considering the financing you’ll need […]
Rebuilding Your Credit: A Guide to Buy Here, Pay Here Dealers
Do you need a new car but have a less than stellar credit score? Have you been denied an auto loan from a traditional dealership or lender? Whether you’re trying to establish your credit history or you’re rebuilding your credit, finding an affordable vehicle and financing is possible if you look in the right place. […]
Your Burning Questions About Car Leases…Answered
Finding the right car can be challenging, and sometimes what worked for your lifestyle one year doesn’t work for it the next, and when you buy your vehicle, you may be stuck with it for a while. That’s why many car shoppers are interested in leasing their vehicles because you never know what curve balls […]
Can You Get A Car Loan With Bad Credit?
Is there such a thing as a bad credit car loan? Is it possible to get a car loan while you have bad credit or no credit at all? Simply put, the answer is yes. It is definitely possible to get a car loan even while you have bad credit or no credit at all. […]
Is It Time to Buy Here, Pay Here?
We have all seen the advertisements for Buy Here, Pay Here car lots. They promise guaranteed approval for buying a car no matter what your credit score looks like. These lots are perfect for people who have bad credit, or who have not had enough time to build a solid credit score. But, are Buy […]
Kansas City Drivers: How a Bad Credit Car Loan Can Benefit You
If you’re looking for a car, but your credit is subpar or nonexistent, you’re not alone. It’s common to have low or no credit, especially if you’re just starting out in life. The good news is that you don’t need perfect credit to purchase a new or used vehicle. In fact, bad credit car loans […]
Finding a Good Car Loan
One of the most important parts of buying a new car is finding good financing terms. However, finding good financing can be even more difficult than finding a good car. The math behind loans can be complicated, and shopping between lenders can be difficult. But if you take your time and pay attention to the […]
What To Consider When Searching For The Best Chevy Lease Deals?
If you’ve decided that leasing a new Chevy is better for you and your personal needs than buying, you are in luck, as there are always new Chevy lease deals available. Now, these lease deals will vary throughout the year. What you find at the beginning of the year will not be the same as […]
Tips for Budgeting for a Car with Bad Credit
What’s the first question most people ask when looking for a bad credit car loan: “how much car can I afford?” That’s a good question and certainly one you should know before beginning your search, because you might be surprised how much car you actually can afford. While this process can be fairly straightforward if […]
Looking for a Truck? Let’s Get to Work
You might not even know you need a truck, but you see the billboards along the road—or the gleaming new trucks along the way—and you suddenly don’t know where to turn. We’ve all been there. It would be nice to have a truck, wouldn’t it? But it’s hard to make the transition from looking to […]
A Buyer’s Guide to Buy Here/Pay Here Financing
If money is no object for you, then buying a car is probably an enjoyable experience. Filled with the opportunity to peruse and choose the car you want at your leisure. For a lot of people, however, shopping for a vehicle can be very stressful, especially when it comes to paying for a vehicle. Different […]
15 of the Best Cars under $10k
Shopping for cars with a price tag of $10k or less can be rough. It certainly limits your options and can sometimes seem hopeless – but fortunately there are some really great opportunities out there for affordable, quality cars at a reasonable price. You should widen your search as much as possible, though your best bet will […]
Car Buying 101
For many first-time buyers, the car buying experience can seem really intimidating. This perspective is reasonably fair, as to the uninformed, there is plenty to take into account. From the complication of being told to ‘buy at the dealership, and pay at the financial institution,’ to finding a Buy Here Pay Here dealership, or to the […]
“Buy Here Pay Here” And How it Can Help You
Navigating the world of car buying can be overwhelming and intimidating, to say the least. While many of us are not quite car experts, it can feel like you’re entering the situation blind when you approach a dealership or inquire about your eligibility for a financing plan. We don’t understand all the terminology, and we […]
Your Alternatives to Buy Here Pay Here Dealerships
Buying a new or used vehicle can be tough for just about everyone, and if you have poor credit, then the process often seems impossible. This is why Buy Here Pay Here dealerships have become so popular – they give people who couldn’t hope for traditional bank financing a chance to buy a new vehicle. […]
What is Buy Here Pay Here? Tips To Save You from Financial Heartache
There are a lot of struggles when it comes to getting a reliable vehicle but hands down the most difficult to understand is the financial aspect. The confusion caused by financing can cause your head to spin and push you into buying a vehicle that is not right for you; or taking on a loan […]
What The Heck is Buy Here Pay Here?
Plenty of people out there have bad credit, whether it came from poor financial management at one point in their life, challenges of personal life or career difficulties, or even having their identity stolen by scammers. No matter how it comes to be, bad credit has the potential to haunt people for years, limiting their […]
Adjust Your Expectations Before Shopping Buy Here Pay Here
Despite the cost (second only to that of a home, in most cases) the purchase of a vehicle is really no different than any other purchase. It doesn’t matter if we’re talking about a new TV, an outfit from Amazon or even a meal at a restaurant. Regardless of what we’re purchasing, an intelligent consumer […]
When Buy Here Pay Here is Your Only Option
Buy Here Pay Here (or BHPH) car dealerships are a car buying option where the dealership sets up a loan and finances your car payments in-house. So instead of having a bank or an outside source put up the loan for your car like they do in major dealerships, BHPH dealerships finance the whole operation […]